The Credit Pros Intl Blog

The 13th Annual National Consumer Protection Week is now nearing (March 6th – 12th, 2011) and the FTC (Federal Trade Commission) is all geared up for it.

admin — Fri, 04 Feb 2011 22:12:05 +0000

The 13th Annual National Consumer Protection Week is now nearing (March 6th – 12th, 2011) and the FTC (Federal Trade Commission) is all geared up for it. This event will be held by the FTC and almost 30 other government agencies, consumer advocacy groups, & organizations who’ll be promoting lots of educational information regarding consumer rights, protecting privacy & avoiding identity theft, managing credit & debt, recognizing frauds & scams, & even understanding mortgages. For more information about National Consumer Protection Week, you can visit the FTC’s new website & blog at www.ncpw.gov or check out their article directly at http://www.ftc.gov/opa/2010/12/ncpw.shtm

As you may or may not know, lawmakers recently passed a law banning Debt Settlement companies from collecting upfront fees from consumers. This was an important new regulation because many Debt Settle

admin — Wed, 02 Feb 2011 23:13:20 +0000

As you may or may not know, lawmakers recently passed a law banning Debt Settlement companies from collecting upfront fees from consumers. This was an important new regulation because many Debt Settlement companies were taking people’s money, collecting thousands of dollars, without applying any of it towards the client’s actual debts. So as a result, lawmakers saw a need to put a stop to that. However, according to some consumer advocates, Debt Settlement companies have been finding loopholes of getting around this new law in order to keep getting paid upfront from their clients. Here’s how, check out the full story: http://tinyurl.com/2usbdcn

Good Morning Friends! I thought this was a rather interesting story … I guess that not everything they say about Collection Agencies is all bad.

admin — Tue, 25 Jan 2011 14:12:11 +0000

Good Morning Friends! I thought this was a rather interesting story … I guess that not everything they say about Collection Agencies is all bad. Check out what one Collection Agency did to spread some joyful cheer for the holidays: http://tinyurl.com/2weyxjj

Wow! What kind of activity could Bank of America have been participating in that caused them to settle on a $25 Million fine in regulatory violations

admin — Fri, 24 Dec 2010 20:20:13 +0000

Wow! What kind of activity could Bank of America have been participating in that caused them to settle on a $25 Million fine in regulatory violations to the IRS … you’ve gotta read the story to find out: http://tinyurl.com/2ctbwlg

Here’s a few tips for keeping your holiday spending in check this year:

admin — Wed, 22 Dec 2010 16:32:11 +0000

Here’s a few tips for keeping your holiday spending in check this year: http://tinyurl.com/2ddoomp

Experts say that foreclosure errors are happening to more and more innocent homeowners

admin — Mon, 20 Dec 2010 23:01:06 +0000

Experts say that foreclosure errors are happening to more and more innocent homeowners, here’s more on the story: http://tinyurl.com/36cd9qm

What do you think would happen if Santa charged Christmas on credit?

admin — Sat, 18 Dec 2010 14:12:14 +0000

What do you think would happen if Santa charged Christmas on credit? Would he pay high interest? Check out what the experts say: http://tinyurl.com/36suqhd

According to TransUnion, credit card use in Georgia has fallen by more than 11 percent compared to last year

admin — Wed, 15 Dec 2010 23:57:11 +0000

According to TransUnion, credit card use in Georgia has fallen by more than 11 percent compared to last year – check out this article by AJC: http://www.ajc.com/news/credit-card-use-down-768972.html

According to a recent article by the Las Vegas Review-Journal, HOA debt collectors have apparently been adding and/or inflating fees without the HOA’s knowledge

admin — Fri, 10 Dec 2010 13:39:11 +0000

According to a recent article by the Las Vegas Review-Journal, HOA debt collectors have apparently been adding and/or inflating fees without the HOA’s knowledge. But just recently, the Nevada Financial Institutions Division Commissioner ruled that these collection agencies may no longer charge excessive fees … more on this story here: http://tinyurl.com/29w47dx

Are you thinking of purchasing or giving a gift card for the holidays? If so, there are some things you need to know about prior to making your purchases

admin — Wed, 08 Dec 2010 23:02:07 +0000

Are you thinking of purchasing or giving a gift card for the holidays? If so, there are some things you need to know about prior to making your purchases. Here are some Gift Card Tips that have been compiled by your very own Federal Trade Commission: http://www.ftc.gov/opa/2010/11/giftcards.shtm